The Startup Loan Tracker is an intuitive, easy to use spreadsheet designed to help entrepreneurs understand, manage, and plan their business loan repayment with confidence. It provides a clear, organized way to track loan balances, monitor interest costs, and make informed borrowing decisions without needing advanced financial knowledge.

This tool automatically calculates monthly loan payments and interest based on your loan terms, giving you a clear month by month repayment schedule. You can easily see how your loan balance decreases over time and understand how interest affects the total cost of borrowing.

With multiple built in scenario tabs, the Startup Loan Tracker allows you to test different loan structures and repayment strategies. You can adjust loan amounts, interest rates, and terms to compare options side by side. The tracker also shows the impact of making extra payments, helping you understand how additional payments affect your loan balance and repayment timeline.

In addition to tracking existing loans, this tool helps you estimate how much you can afford to borrow based on a target monthly payment. This makes it especially useful for planning new financing, evaluating lender offers, and avoiding overborrowing.

The Startup Loan Tracker is ideal for new and small business owners who want clarity and control over business debt. It supports better cash flow planning, smarter financing decisions, and long-term financial stability from the start.